401(k)

401(k) plans can be a great way for business owners to attract and retain the best employees. They can also be a great way for business owners to save for their retirement in a tax-advantaged way.

Do you want to offer a nice benefit for your employees? Recent studies confirm that when your employees are worried about their personal finances, they’re not thinking about work. Helping them save for their retirement can be a big help! We help you make sure you have a good plan with good investment options, so they get good results.

Would you like to save for your own retirement and on your taxes? 401(k) plans, profit sharing plans, and defined benefit plans can all be great tools to help you reduce your tax liability, diversify your wealth, and save for your future. We help you figure out which plan designs make the most sense for you.

Would you like help managing your plan ERISA responsibilities? While there are lots of benefits to having a 401(k) plan, there are also responsibilities. We help you make sure you’re following the rules so that you don’t run afoul of IRS or Department of Labor rules, or worse, end up in court.

Would you like to keep your costs low?
We use an “open architecture” approach and work with different providers to help put together a plan that works for you and your budget. We work for you and aren’t obligated to “push” one offering over another. That lets us find the best solution for you.

Would you like to work with someone committed to helping you? When working with us, you’ll be working with a Certified Financial Planner® acting as a fiduciary to your plan. That means we’re legally required to put the interests of your plan participant first.

Curious if a 401(k) plan might make sense for you? Let’s talk! Send us an email or give us a call at 925-292-5936 to schedule a no-obligation conversation about how we can help.