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Following are links to articles on important things and helpful tips to consider when developing your financial plans.

An Annual Insurance Checkup Can Save You Money

- As we go through life, our insurance needs change. It makes sense to put certain dates on the calendar each year to see if your home, auto, umbrella liability, life, health, business and disability coverage not only fit your current needs at the right cost but protect you and your family in case of a disaster.

Be Careful About Picking Beneficiaries For Your IRAs And 401(k)s

- Inheriting IRA or 401(k) proceeds from a friend or relative can be a potentially huge windfall, but it can also be a sizable tax headache. For both the giver and the recipient, it's worth getting some advice.

Don't Make These Retirement Planning Mistakes

- It really doesn't take much to derail a retirement plan. Most of the errors in planning for retirement are those of neglect, omission or panic. If you don't know exactly where your retirement plan stands, get some advice - a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional is a good start - to review your overall retirement options and give you some ideas where to start.

Financial Mistakes To Avoid In A Divorce Settlement

- In a divorce settlement, it's common for both parties to focus on immediate financial concerns. Yet it is the long-term financial consequences of divorce that frequently are more devastating. Here are some of the most frequent mistakes and how to avoid them.

How To Choose A Financial Planner

- Financial planners advise clients on how best to save, invest, and grow their money. They can help you figure out how to tackle a specific financial goal-like saving for retirement- or help give you a big picture view of your finances, including where there may be gaps or inconsistencies. Some specialize in things like taxes or estate planning, while others consult on a broad range of financial matters.

How To Help With An Aging Parent's Finances

- Like many difficult situations with people we love, planning to take over an older relative's finances is best done in happier times, when both sides are healthy and various options can be considered. Unfortunately, events can sometimes intervene - death, illness or natural disasters can make an elder's need for assistance a critical matter.

How To Protect Against Job Loss With A Financial Plan

- Harry Truman once said, "It's a recession when your neighbor loses his job; it's a depression when you lose yours." So, if the unthinkable were to happen to you, are you ready for a depression?

Make An Estate Check-Up A Multi-Generational Family Matter

- Questionable estate planning has gotten some recent attention with the sudden death of actor Heath Ledger. The 27-year-old actor died suddenly this year with an older will that provided only for his parents and other immediate family - he never revised those documents to accommodate his young daughter or the child's mother.

Market Volatility Shouldn't Rattle A Good Financial Plan

- If you've had investments in the stock market during the last year, you've been on a wild ride. How did you react? Did you turn off the news? Did you call your broker in a panic? Or did you call your financial planner to see if your plan was solid?

The Truth About Small Business Succession Planning

- Of all the things facing a man or woman from the moment he or she becomes chief executive officer of a large company, few have a higher priority than determining who will succeed him or her when it becomes necessary.

Will Your Kid's Inheritance Make Them A Monster

- The airwaves are full of cautionary tales of young people with too much money too soon - wretched excess is in, and responsibility seems, well, pretty boring. And your last name doesn't have to be "Hilton" for you to worry.